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GLOSSARY OF TERMS - PAGE 6

Discharge — Discharge of debts is the goal in a bankruptcy filing. Unless a specific debt is determined to be non-dischargeable or a debt has been reaffirmed, all of the debtor’s debts become non-collectable by any creditors.

Discovery — The disclosure of pertinent facts or documents by either party prior to trial. This includes such things as interrogatories, requests to produce documents, and depositions.

Dismissal — An order terminating the bankruptcy. After approval by the bankruptcy court, this order allows creditors to begin collecting on the debt involved in the bankruptcy.

Disposable Income — Funds the debtor has available that are not required for reasonable living expenses.

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