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GLOSSARY OF TERMS - PAGE 16

Sole proprietorship A business owned by an individual; not incorporated.

Special classification Legally allowed to be treated differently.

Stipulation for Judgment An agreement between the bankrupt debtor and creditor which ends the lawsuit. The document is filed with the court usually requiring repayment of a debt. In the event of default, a judgment may be immediately entered in favor of the creditor.

Substantial abuse The court may dismiss a bankruptcy case on the motion of a U.S. Trustee, if the debts are primarily consumer debts and if the Trustee believes that the Chapter 7 petition represents substantial abuse under the Bankruptcy Code. (See Section 707(b) of the Bankruptcy Code.)

Subpoena A formal notice usually issued by a court, commanding specific action be taken under penalty or contempt of court.

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